May 6, 2022Financial affairsComments Off on How to Find and Research Direct Lenders on the Internet
Finding a direct lender is quite simple and difficult in recent times. If you’re fortunate, you could discover a lender who doesn’t take your time through lengthy applications just to deny your request in the future. Being able to find direct lenders can be a blessing since it lets you get the money quickly and swiftly pay for your requirements. To assist you in achieving this, we’ll provide you with the most important aspects to take into consideration when searching to find a direct lender. Let’s get started let’s get started, shall we?
Are They Loan Brokers?
Many online loan brokers try to present themselves as direct lenders as they are aware of what customers are searching for. A loan broker will likely review your application and then sell the application to another lender as a lead to earn a commission. Therefore, the odds of getting a loan are generally small. In addition, you can’t be certain if you’re getting the best price because brokers promote loans from certain lenders.
For a better experience, make sure you’re dealing with a broker for loans and/or a direct loan lender. Direct lenders process your application, and then they accept it without the involvement of third parties. This reduces the chance of being rejected. Payday loans online is a fantastic example of a reputable direct lender that offers instant loans and does not sell your personal information to third-party companies.
Are They Licensed
Working with a licensed lender simplifies the process since you can be sure that they’ll operate in accordance with rules and regulations. Direct lenders are licensed, which means they have to follow the guidelines when they issue and collect loans. This ensures that clients get the correct service and are treated with respect. It also means that they’ll offer instant loans and not overcharge you.
Always verify if the broker is licensed as an official direct lender license. This will help to identify loan brokers since they don’t possess a direct lender license. This is the reason why they are suspicious and may sell your information to other lenders, without being personally involved with the process of making decisions.
What Are Their Interest Rates and Fees?
Interest rates are one of the most important factors to think about before applying for any loan. The rates of interest can differ between direct lenders. Therefore, even when a lender offers an immediate loan be sure to inquire about the interest rates as they can be quite expensive, making the debt difficult to pay back. Additionally, make sure you ask about any other costs since they can dramatically increase the amount that you have to pay. Always inquire with the lender if you’ll have to pay an initial down payment and what rates they provide and the total amount you’ll have to pay. This way, you’ll have more information to make the right decision.
How Long Does the Approval Process Take?
One of the main benefits of working directly with a lender is that you do not have to wait long for your process to be completed. If you have a good credit score and qualify for the loan, most direct lenders will be able to process your request in two or three days.
Direct lenders are generally able to tell you what the processing time for their loans is. This way, you can determine whether that timeframe is in line with the need for speed.
What Are the Consequences Involved?
Each loan comes with a set of consequences when you fail to pay in time or do not pay on time or at all. These consequences range from higher interest rates or a penalty. There are lenders who might come for your possessions, especially in the case of a large amount. So, you should always discuss with your lender the possible consequences you can expect in the event of a delay. This way, you are aware of the risks at the very beginning. This also ensures that you don’t focus on the cash only and overlook what could happen when things turn sour.
Check Out Different Direct Lenders
This is a helpful tip to help you choose the most suitable lender on the market. Examining different lenders will allow you to evaluate the interest rate, fees charges, fees, and rules. So, you can select the one that has the lowest rates you can afford without a hitch when the due date comes around. This also allows you to find an individual lender with an easy due date, so you keep payments on track for as long as you can.
In addition, search for the lender that offers the highest level of professional customer care and service. This kind of lender is more likely to resolve any issues more professionally and is available whenever you need assistance.
Conclusion
Direct lenders are typically the most suitable option to choose for cash advances, emergency loans, bad credit loans, installment loans, etc. Every direct lender provides the loans in a variety of terms. It is also possible to encounter a broker that doesn’t offer loans but is an intermediary. We hope you’ve learned how to navigate these issues and choose the most reliable direct lender that offers favorable loans.
The length of payment of your loan is contingent on the lender’s particular policy and their policy.It can vary from 90 to 120 days after acceptance as well as up to 8 months.The income that you earn each month is taken into consideration when determining the duration of the loan’s payment.There is no obligation to repay in a short amount of time. But, you’ll need to pay a particular amount every month.The amount of the loan, the interest rate, and payment details are listed in the contract for the loan.Make sure that you have read the contract carefully before you sign all the terms for repayment.Fast approval loans are recommended not to pay more than the amount you’ll require in order to facilitate repayment.
From Romanus Ugwu Abuja
The Yoruba Appraisal Forum (YAF) appealed to the citizens from the Southwest and youth in Nigeria not to succumb to the urge to disrupt peace in the region, and urged them to leave some groups or individuals who are campaigning for the establishment of an independence for the Yoruba nation state to undermine the region and even the nation.
The forum also encouraged youngsters to exercise extreme care and be vigilant to ensure they are not used to cause instability in the country by non-patriotic groups or individuals. They warned that taking part in any illegal activity could result in serious consequences for them as individuals and in the South West and Nigeria in general.
In a statement issued by the coordinator of its national office, Adeshina Animashaun, made accessible for journalists to read in Abuja the forum demanded the government, the various security agencies as well as other key players in Yorubaland as well as across the nation to rise up to the challenge of ensuring that no person or organization violates peace or provokes violence.
He advised the federal government as well as the governors of six states in the southwest to ensure the presence of enough security officers throughout the region as across the nation in order to improve security and stop any attempt of any kind by anyone or any group to provoke violence.
He also encouraged everyone in the youth to keep peace, and oppose terrorists and agitations for secession by individuals or groups posing as disorder and risking the lives and property.People living in Nigeria’s Southwest in the United States and Nigeria.
“We adhere to the law, patriotic group whose primary objective is to unite all Nigerians within a tranquil and progressive environment.We can’t sit back and watch as a few criminals who are claiming secession inflict terror on the Southwest.Collectively, we must strive to ensure peace on our farms and in our South West and in our beloved country as a whole.
“Our struggle in the name of peace must be a battle for all against these enemies of the state . This fight cannot leave to state on its own.Everyone must be on guard and report any suspicious movement to the nearest security organization within our regions, “he noted in the statement.
“Any plan to undermine Yorubaland won’t work and we will fight any attempt to destabilize Yorubaland.We have had enough of innocent lives being lost in Nigeria.As participants in the YAF We will continue to mobilise all our members throughout Yorubaland to preach and advocate for peace in the southwest as well as across Nigeria.
“We shall continue to take measures in order to make sure that not an one or organization claiming to voice grievances with the government damages the economic and social wellbeing of our citizens.Our honest advice for anyone who would like to be targeted by those who oppose peace within the South West and the rest of Nigeria is to change their minds, embrace and continue to work for the wellbeing of our parents as well as everyone else in Nigeria, “the forum noted.
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For the majority of people, needing cash in a hurry is a certainty. Whether you are heading to the bank or to make a long term purchase, it is important to be prepared with your cash before you walk out the door. There are many reasons why you might need to quickly access your cash and so these are some simple steps you can take.
One of the first things you should do if you are short on cash is to get an emergency cash advance. This is actually something that most people never think about. You can use these advances as a way to handle unexpected expenses, but they are also great for short-term needs. When you need cash in a hurry, an emergency loan will give you the money you need.
Another reason why you might need cash in a hurry is if you are going to use the money for something unexpected. It might be a down payment on a home, a car payment, or some other unexpected expenses. Regardless of how it was used, you want to have the money available to you so you can get the things you need when you need them.
If you are short on cash and are looking for ways to meet your urgent cash needs, don’t be afraid to shop around. It is easier than ever to find a company that offers Fast approval loans. Some people use their personal bank account and others use their credit cards. It really doesn’t matter which method you choose, because it will only take a few minutes to get what you need.
Before you begin your search for an emergency cash advance, it is wise to know how much money you need and how much emergency cash you will need. This way you will know if you are approved for a loan or not. Once you know the amount of cash you need, you can start the process of searching for the best company to provide you with the money you need.
If you need cash in a hurry and are unsure of how much you will need, ask your friends or family members for suggestions. They might be able to give you an idea of what they are using for an emergency. Also, be sure to ask for a free estimate so you can make sure the company you choose is good and trustworthy. The last thing you want is to pay extra fees just to get the money you need. Make sure you find a good place that will be a great choice for you.
How much can you afford to pay back with cash in a hurry?
When you first start your search for a company that offers cash advances for cash in a hurry, you should determine how much you can afford to pay back. It is important to make sure you can afford it before you apply for the loan. Then you can determine how much you can apply for without having to pay too much.
Your next step is to find out how much you can afford to pay back with cash in a hurry. Since this is a quick cash loan, you will need to compare companies before you find the one that is the best match for you. It is important to make sure you are able to afford the amount you request.
What is the APR on your cash in a hurry?
Just like with any other loan, you will need to know how much interest you will be paying. Although you can typically get cash advances for cash in a hurry, you will have to pay a bit of interest. Before you apply for a loan, you should learn how much you will be paying in interest.
Be sure to find out the interest rate that your cash advance will have. You should make sure you do not pay more than the APR on the loan to avoid it from being applied to you unfairly. When you know the APR, you can compare the rates from the different companies to find the best one for you.
What are the fees associated with your emergency cash advance? When you are in a rush and are in need of fast cash, it is important to make sure you know exactly what you will be paying for with your cash advance. This will help you decide whether or not the loan is right for you. since you may end up paying a lot more than you need to.
June 28, 2022Online lendingComments Off on Company part-owned by Wayne Rooney’s agent insists no rules are broken when it comes to loans
The company part-owned by Wayne Rooney’s agent Paul Stretford insisted no rules were broken when it provided a loan to cover Derby’s wage bill last month in a bid to to help Chris Kirchner complete his failed takeover. The Football Association have launched an investigation after it emerged that the …
June 28, 2022Online forumsComments Off on Infosec Leaders Decode the New Workspace and Revolutionize Opportunities in the Metaverse at the 2nd ISOG Cybersecurity Forum 2022
True to its vision of ensuring cybersecurity in the Philippines, the Information Security Officers Group (ISOG) hosted the second installment of its 2022 Metaverse Virtual Forum Series on June 23. Anchored on the general theme of “Traversing the realm of cyberspace”, the 2n/a The Metaverse Forum focused on discussions about …
June 27, 2022Book salesComments Off on More Details on John Cena’s Raw WWE Return
John Cena will appear on WWE programming for the first time since Slam summer 2021 tonight Monday night raw and his presence is already felt throughout the company. According WrestleTixover 4,500 tickets were purchased for the Sames Auto Arena in Laredo, Texas after WWE announced Cena would be returning there. …
June 27, 2022Paper stocksComments Off on Vedanta turns to LIC to raise Rs 5k cr bonds as offshore debt gets costlier
At a time when higher US interest rates have made it more expensive for Indian companies to tap into foreign bond markets, mining major Vedanta Limited likely entered into a direct transaction with the Life Insurance Corporation of India to raise 4,809 crores of rupees via 10 …
June 27, 2022Online lendingComments Off on Benefits of using EMI Loan Calculator and Eligibility Calculator when applying for personal loan online
If you need money urgently, there are many options to consider and one option that may work for many people is to take out an application-based loan. There are a number of companies that offer loans through mobile phone apps. One of the reasons why these app-based loans have started …
June 26, 2022Online forumsComments Off on Is ultralight backpacking gear worth the cost for my budget and comfort?
“],”renderIntial”:true,”wordCount”:350}”> Dear Gear Team, I’ve been backpacking for a few years and thinking about buying ultralight gear, but I’m worried about cost and comfort. Are the trades worth it? —Weigh my options This question is all about aspiration. I remember the first time I saw a hiker equipped with an …
June 26, 2022Book salesComments Off on Gen Y Speaks: I spent a lot of money to self-publish 2 books. Although only a handful have been sold, I’m not giving up
MY JOURNEY INTO SELF-PUBLISHING Despite these initial struggles with shame, in October 2020 I self-published, at great expense. The first was a quote book, designed with a local calligrapher. It cost S$1,005 to design, while printing 500 copies cost me an additional S$1,500. I tried everything I knew to market …
June 25, 2022Paper stocksComments Off on Weekly review: stocks will react positively to the agreement with the IMF
KARACHI: Pakistani stocks are likely to react positively over the next week due to the expected agreement with the International Monetary Fund (IMF), as the country has met almost all requirements. Analysts at Arif Habib Limited said clarity should emerge next week on some economic policies that should help stock …
June 25, 2022Online lendingComments Off on Achieve your career goals with the cheapest college loan – Compare interest rates and EMIs
Everywhere, higher education costs more. Not all students can arrange funds for higher education on their own, especially when pursuing studies in reputable institutions. And the cost increases when you go abroad to complete your studies, as you pay tuition fees in foreign currency and take care of your accommodation, …
June 24, 2022Online forumsComments Off on Airport disruption without evidence predicted by World Economic Forum
A Facebook post claims ‘there are no staff or bag issues with the flights’ and that the current problems at airports are ‘on purpose’. There is no evidence that this is true, and numerous reports confirm that the ongoing disruptions are due to widespread staffing problems and problems with air …
June 24, 2022Book salesComments Off on ola electric: Ola Electric scooter sales show signs of slowing
Sales of Ola Electric’s electric scooters have moderated to 130-200 units per day over the past two weeks after the company moved from a multiple payment window model to a single full payment for the vehicle, ET told two people familiar with the matter. The SoftBank Group-backed company, which aims …
June 23, 2022Online lendingComments Off on SoftWorks AI goes TRUE and meets the need for loan intelligence –
The new name truly reflects the company’s ability to make decisions faster and reduce lending risk by providing a holistic, 360-degree picture of a borrower NEW YORK–(BUSINESS WIRE)–#AI–SoftWorks AI, the leader in loan intelligence, today launched an extensive rebrand, including changing its name to true. The new name reflects the …
June 23, 2022Paper stocksComments Off on Here is the anti-breeding portfolio of public pensions
It is time for public pension funds to abandon active management and alternative investments and adopt a single portfolio. In a new article, Richard Ennis, founder of consultancy EnnisKnupp, says America’s public pension plans have failed to leverage the $6 trillion in assets they hold to become what he calls …
June 22, 2022Online forumsComments Off on High-Level Council Charts China’s Path to an Inclusive, Low-Carbon Economy | News | SDG Knowledge Center
The China Council for International Cooperation on Environment and Development (CCICED) has convened its Annual General Meeting (AGM) with the theme “Building an Inclusive, Green and Low-Carbon Economy”. The meeting brought together leading sustainability experts from around the world to make recommendations on China’s environmental and development policies and its …
June 21, 2022Book salesComments Off on Friends of DeKalb Public Library to Host Used Book Sale – Shaw Local
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June 21, 2022Paper stocksComments Off on Why is the Hold strategy now suitable for international stocks on paper (IP)
international paper company Intellectual property is benefiting from strong demand for corrugated and corrugated board packaging, fluff pulp and the growth of e-commerce. The benefits of price realization across all segments of the company and the expected contribution from Building a Better IP initiatives will offset higher costs and support …
June 21, 2022Online lendingComments Off on Cash buyers have the upper hand as mortgage rates rise
Although there is still a shortage of inventory, cash buyers can use this time to take advantage of a greater selection of homes than buyers who take out a loan. In a changing real estate market, Inman’s advice and expertise are never more valuable. From our events to our daily …
June 20, 2022Online forumsComments Off on The Marilyn Davies College of Business is Hosting a Regional Business Forum on June 24
The University of Houston-Downtown (UHD) – the second largest university in Houston – has served the educational needs of the nation’s fourth largest city since 1974. As one of four separate public universities in the University of Houston system, UHD is a four-year comprehensive university led by President Loren J. …
June 19, 2022Book salesComments Off on Ford Everest 2023: six months of cumulative sales in two months
The demand for the new generation Ford Everest is out of this world. Ford holds more than six months of orders before anyone has taken a test drive or sat down in a showroom. 0 See 7 pictures The 2023 Ford Everest four-wheel drive is sold out through next year …
June 18, 2022Book salesComments Off on Democrats seek to reduce gun rights in states and cities
Placeholder while loading article actions Democrats across the country have begun pushing to ban the sale of guns near schools and daycares in an incremental effort to move gun restrictions forward as a national Republicans are blocking more comprehensive measures. Natalie Murdock, North Carolina State Senator (D) wrote legislation prohibiting …
June 17, 2022Paper stocksComments Off on After recently buying, insiders of Lee & Man Paper Manufacturing Limited (HKG:2314) must be dismayed to see the company’s market capitalization plummet to HK$14 billion
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June 16, 2022Online forumsComments Off on Cypress Woodlands Junior Forum Award 60 scholarships
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June 15, 2022Book salesComments Off on Reagan Hinckley’s would-be assassin was fully released on Wednesday, New York show canceled
John Hinckley Jr., the former Highland Park resident who shot President Ronald Reagan in 1981, was fully released from court restraints on Wednesday, eager to launch a music career at an already sold-out concert in Brooklyn next month. But, by noon, the venue had canceled the show due to threats. …
June 15, 2022Paper stocksComments Off on Stocks return to black
The Dhaka Stock Exchange posted a four-day decline yesterday, on ceramics, travel, leisure, services and property stocks. The DSEX, the benchmark index of Bangladesh’s premier stock exchange, added 13.12 points, or 0.20%, to close at 6,374. For all the latest news, follow the Daily Star’s Google News channel. The DSES …
June 15, 2022Online lendingComments Off on Adani Transmission’s $700m revolving facility gets ‘green loan’ tag
Adani Transmission Limited (ATL) said on Wednesday that its $700 million revolving loan facility had been labeled a “green loan” by Sustainalytics.
Sustainalytics, a Morningstar company, provides environmental, social and governance (ESG) research, ratings, and analytical data to institutional investors and corporations.
In a statement …
June 14, 2022Online forumsComments Off on House holds vote on Supreme Court security bill, ending partisan disputes
Placeholder while loading article actions House leaders walked away Monday from a brewing partisan fight over safety arrangements for the families of Supreme Court justices and staff after top Senate Republicans threatened to escalate the tiff – leaving potentially the people around the court unprotected amid a growing series of …
June 14, 2022Book salesComments Off on The DSM-5 Psychiatry Handbook, a Surprise Bestseller
The dry bible of the world of psychiatry – the Diagnostic and Statistical Manual of Mental Disorders, or DSM – has become a surprise bestseller amid growing popular interest in mental health. Why is this important: A record shortage of mental health care providers, combined with an unprecedented demand for …
June 14, 2022Paper stocksComments Off on As the world reopens, is it time for Singapore travel stocks to shine?
HOSPITALITY ALWAYS “ON THE TABLE” On the other hand, analysts seem a little more optimistic about the outlook for the hotel sector. RHB Singapore, for example, has Genting Singapore as one of its favorite stock picks for the coming year. Along with Singapore’s borders reopening to fully vaccinated people, the …
June 13, 2022Online forumsComments Off on South Africa keen to engage with India Business Forum for bilateral cooperation
South Africa is more than ready to engage with the CII India Business Forum (IBF) and relevant local ministries to further expand bilateral cooperation, a senior minister said on Sunday, praising Indian businesses for supporting the trajectory growth of the country.
South Africa has proposed a …
June 12, 2022Book salesComments Off on Want to go ? Advice for Australians facing exorbitant travel costs | Travel
IIf you want to fly from Australia to Europe in June or July on a long or multiple non-stop route, a return economy class flight will cost you at least $4,500 and on many dates more than $6,000. The cheapest fares, which include long or multiple layovers and more than …
June 12, 2022Paper stocksComments Off on Celebrating 70 years of stock returns
The Queen’s Platinum Jubilee celebrations were something. There were a lot of barbecues, parties and toasts to Her Majesty in my part of the country. But I also watched and read some of the media coverage of national events, which included a good deal of reflection on the enormous economic, …
June 11, 2022Online lendingComments Off on Ready in digital mode
Today, the scenario is rapidly changing, where, among other things, the systems and procedures that govern the banking system are undergoing a transformation, with technology playing a crucial role. In other words, with the advent of technology, banking services have witnessed a dramatic reach where customers now avail products and …
June 10, 2022Online forumsComments Off on TSP Launches “Known Issues” Page in Response to Website Update Issues
The Thrift Savings Plan (TSP) has set up a “Current Known Issues” page to detail some of the most common issues faced by plan participants since the transition to the mutual fund window and the rollout of other news. features launched in early June. A number of issues have been …
June 10, 2022Book salesComments Off on A rare first-edition ‘Harry Potter’ book is on private sale
For many people, the fantasy world of Harry Potter is an essential childhood memory. Whether you’ve seen its magic burst from the page or through a TV screen, the acclaimed seven-part series is loved by millions. If you’re one of his fans, you surely know how amazing it would be …
June 9, 2022Paper stocksComments Off on Consumer Stocks Fall, Led by Consumer Discretionary Stocks – Consumer Roundup
Stocks of retailers and other consumer companies were weaker, led by consumer discretionary stocks, while consumer staples stocks outperformed the broader market. “People need deodorant, paper towels and cereal even when they need to cut back,” said Ryan Belanger, chief executive of Claro Advisors, a Boston-based wealth management firm. U.S. …
June 9, 2022Online lendingComments Off on Eastern Bank honors community loan fund: Seacoast business news
New Hampshire Community Loan Fund honored with Community Advocacy Award BOSTON, Mass. – The Eastern Bank Foundation announced that the New Hampshire Community Loan Fund was the recipient of the 2022 Community Advocacy Award for its pioneering efforts in providing loans, capital, training and technical assistance that help New Hampshire …
June 9, 2022Online forumsComments Off on Lauren Boebert takes on Republican and Democratic challengers in online forum
U.S. Representative Lauren Boebert pleaded for a second term as Republican and Democratic challengers searched for holes in the incumbent’s armor during an online forum Wednesday night. The forum, hosted by the Colorado League of Women Voters, gave each of the five candidates the opportunity to say why they are …
June 8, 2022Book salesComments Off on Intrepid travel book author Dervla Murphy dies at 90
Placeholder while loading article actions Dervla Murphy, an Irish travel writer who got her started prodigious career with an epic 1963 solo bicycle journey across Europe to India and went on to explore vast swathes of the developing world on foot – defying social expectations of women along the way …
June 7, 2022Paper stocksComments Off on Sensex loses 627 points; Clever below 16,400
Benchmarks continued to trade with heavy losses mid-afternoon. The Nifty slipped below 16,400 again. Oil & Gas and Auto stocks bucked the trend while Consumer Durables, Media and Real Estate stocks fell. Negative global indices and continued selling by FIIs dented sentiment. Investors were also cautious ahead of Wednesday’s RBI …
June 7, 2022Online lendingComments Off on Tonik strengthens API security with the Noname Security solution
As it revolutionizes the way money works in South East Asianeobanking reinforces an essential component of cybersecurity in an interconnected online world. SINGAPORE, June 7, 2022 /PRNewswire/ — Nameless Securitythe complete proactive API security platform, was chosen by Tonik – The Philippines’ first neobank to help protect a critical component …
June 6, 2022Online forumsComments Off on Synmosa Biopharma: The Company is invited to participate in the online investment forum organized by First Securities Inc.
close Provided by: SYNMOSA BIOPHARMA CORPORATION SEQ_NO 1 announcement date 2022/06/06 Announcement time 15:54:58 Matter The Company is invited to attend Online Investment Forum held by First Securities Inc. Date of events 2022/06/07 What item it responds to paragraph 12 Statement 1.Date …
June 5, 2022Book salesComments Off on New book from Derbyshire historians explores the Hasland of yore
One of the memorials created that year for Queen Victoria was a project to write the history of every local community in England, county by county. Since then, Victoria County’s history has had its ups and downs, but it is still going strong after more than a century. For Derbyshire …
June 5, 2022Paper stocksComments Off on “Rich Dad Poor Dad” author Robert Kiyosaki expects a sharp market crash and advises buying cash, bitcoin, and even toilet paper. Here are 10 of his best tweets this year.
Robert Kyosaki.The Rich Dad / YouTube Channel Robert Kiyosaki warned of a massive stock market crash, hyperinflation and depression to come. The author of “Rich Dad Poor Dad” advised buying gold, silver, bitcoin and even toilet paper. Here are 10 of Kiyosaki’s best tweets so far this year. Robert Kiyosaki …
June 5, 2022Online lendingComments Off on Another rate hike on the cards, experts say ahead of RBI’s MPC meeting
With inflation showing no signs of abating, the Reserve Bank is expected to raise the benchmark lending rate in quick succession in its next monetary policy review on Wednesday, a hint for which has already been given by Governor Shaktikanta Das, according to experts.
There is …
June 4, 2022Online forumsComments Off on ‘Their existence undermined mine’: why more women talk about maternal regret
“Children are an overwhelming responsibility,” says Leda, Olivia Colman’s character, in The Lost Daughter. A rare portrayal of a troubled, divorced middle-aged woman who describes herself as an “unnatural mother”, the film received a four-minute standing ovation at the Venice Film Festival and won Coleman the Best best actress at …
June 4, 2022Book salesComments Off on 5 things to know this weekend
Upcoming forest fire season; Investigation into the firing of candidates; Olympia’s approach to RV parking; Elliott Bay books sold; Stuffed animal found. SEATTLE— Wildfire season could be more ‘normal’ this summer Washington Department of Natural Resources officials hope the wildfire season will be less intense than in recent years due …
June 3, 2022Paper stocksComments Off on 43 stocks to buy now as recession risks and volatility rise: UBS
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June 3, 2022Online lendingComments Off on From Coercion to Scam to China Nexus: The Growing Threat of Loan App Scams
When 22-year-old Zepto employee Sohail Shaikh recently needed money, a “Magicloan” ad on YouTube for instant micro-loans came to mind. On April 24, he ended up taking out a loan of Rs 6,000 from two applications, “Magicloan” and “cashmarket”. “I had to pay them back on April 30. I would …
June 1, 2022Online forumsComments Off on GameStop’s quarterly revenue beats estimates on increased demand for video games
People walk past a GameStop in Manhattan, New York, U.S., December 7, 2021. REUTERS/Andrew Kelly Join now for FREE unlimited access to Reuters.com Register June 1 (Reuters) – GameStop Corp (GME.N) reported first-quarter revenue on Wednesday that beat market expectations as the video game retailer pivots to a more web-focused …
June 1, 2022Book salesComments Off on Batman Comic Book Art Worth $120,000 To Be Auctioned Live From Propstore In Los Angeles – MP3 & NPC
A rare piece of Batman history will be sold at an upcoming auction in Los Angeles. Announced today, Brian Bolland’s original cover art for a 1988 French print of Batman: The Killing Joke which is worth $120,000, will go up for auction on day four of Propstore’s live auction of …
June 1, 2022Paper stocksComments Off on Stock markets languish in negative territory to end slightly lower; IT, real estate and energy stocks are struggling
Benchmark equity indices closed in the red for the second day in a row today (June 1). Among sectors, pharmaceuticals, power and real estate were the biggest losers, while buying was seen in financials and capital goods names. The benchmark Sensex slipped 185.24 points or 0.33% to 55381.17. The wider …
May 31, 2022Online lendingComments Off on Where can I get a bad credit loan?
It can be difficult to get a loan from a traditional lender if your credit score is low. However, that doesn’t mean you’re out of luck if you need money fast. Other options to consider for securing the funds you need include online lenders, some banks and credit unions, payday …
May 31, 2022Online forumsComments Off on Professor suing UALR posts resignation letter online
LITTLE ROCK — Transparency is lacking at the University of Arkansas at Little Rock, said Brian Mitchell, a history professor who filed a lawsuit in July alleging discrimination because of his race and age. So after Mitchell, 53, decided to leave his permanent position, he said he shared with UALR …
May 31, 2022Book salesComments Off on ‘Julia’: What Was Julia Child’s Net Worth? Iconic chef’s debut book has sold over 1.5 million copies
Julia Child was a cooking teacher, dynamic author and American television personality. Often considered a cultural pioneer, she was highly regarded for bringing French cuisine to the American public, thanks to her first book “Mastering the Art of French Cooking”. It was only a matter of time before she hit …
May 30, 2022Paper stocksComments Off on Packaging Corp (PKG) Gains 17% YTD: What’s Driving the Rally?
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May 29, 2022Online forumsComments Off on Online Community Management Software Market Size and Forecast to 2029
New Jersey, United States – Current trends, industry analysis and growth development exemplified in this “Online Community Management Software Market” report is highly beneficial for newbies entering the market. This report covers the whole scenario which is driving the growth of the market, including factors such as challenges, drivers, recent …
May 28, 2022Book salesComments Off on Here’s the deal: In real-time sales, Kellyanne Conway’s book isn’t flying off the shelves
House Books Here’s the deal: In real-time sales, Kellyanne Conway’s book is not…
Books by Trump supporters and confidants, former White House employees, are not selling very well. Chief lackey and flack liar Kellyanne Conway released a memoir titled “Here’s the deal” this week. …
May 27, 2022Online forumsComments Off on Valenica and Giannoulias Discuss Ethics at Illinois Secretary of State Forum – NBC Chicago
Ethics have been the number one issue surrounding the leading Democratic candidates in the Illinois Secretary of State race, and Chicago City Clerk Anna Valencia and former Illinois Treasurer Alexi Giannoulias traded beards at a heated forum Thursday in Chicago. The forum, organized by the Union League Club, invited three …
May 26, 2022Book salesComments Off on Nike sold an NFT sneaker for $134,000
So what do Nike Cryptokicks buyers actually own? It’s not entirely clear. The deployment was shrouded in mystery. In February, RTFKT released 20,000 NFTs from a mysterious box called MNLTH, pronounced “monolith” (vowels, apparently, are for noobs in the NFT world). The only clue to what was inside was the …
May 26, 2022Paper stocksComments Off on Seshasayee Paper and Boards (NSE: SESHAPAPER) reaffirmed its dividend of ₹2.50
Seshasayee Paper and Boards Limited (NSE: SESHAPAPER) will pay a dividend of ₹2.50 on August 22. This means that the annual payout is 1.4% of the current share price, which is above the industry average. While dividend yield is important for income-oriented investors, it’s also important to account for any …
May 25, 2022Online lendingComments Off on LIBOR: Definition And Rates | Accelerate lending
What is LIBOR? LIBOR is short for London Interbank Offered Rate. The Intercontinental Exchange (ICE) is responsible for administering the tariff. Originally, LIBOR was used by banks to determine the interest rate they would use to lend to each other. Over time, its focus broadened. LIBOR is an interest rate …
May 24, 2022Book salesComments Off on More than a fifth of Britons struggling as grocery price inflation hits highest level in 13 years | Cost of living crisis
More than a fifth of households in Britain say they are struggling to make ends meet as the price of weekly groceries rises by 7%, the highest level of inflation in 13 years. According to market research group Kantar, nine out of ten people say they are concerned about rising …
May 24, 2022Paper stocksComments Off on India ships rice and other necessities to crisis-stricken Sri Lanka | Latest India News
Sri Lanka has received a first batch of $16 million in humanitarian aid from neighboring India to help ease severe shortages caused by the country’s worst economic crisis in recent memory. Gopal Baglay, India’s envoy to Sri Lanka, handed over the donation from the southern Indian state of Tamil Nadu …
May 23, 2022Online lendingComments Off on Types of Mortgage Fraud | the ascent
According to the FBI, mortgage fraud is a “crime characterized by some type of material inaccuracy, misrepresentation, or omission in connection with a mortgage that a lender then relies on. A lie that influences the decision of a bank – whether, for example, approving a loan, agreeing to a reduced …
May 22, 2022Book salesComments Off on Pune police hand over car showroom employee in cheating case
Anil Babulal Giri (49) of Kothari Wheels filed a First Information Report (FIR) on this Airport police booked the sales manager of a car showroom in Viman nagar for cheating the company of ₹42.15 lakh. The incident happened between February 8 of this year and until today. Anil Babulal Giri …
May 22, 2022Paper stocksComments Off on Message in a dividend
What is the ex-dividend date? The ex-dividend date is a delicate date. This date determines the beneficiary of a dividend in the process of exchanging shares of the company. On this date and even after this date, the share is traded without its dividend. If you buy a dividend-paying stock …
May 21, 2022Online lendingComments Off on Announcing the Launch of Chee Finance Lending Platform Mainnet on Meter.io
Chee Finance, a multi-chain lending and borrowing platform for the ERC20 protocol and non-fungible tokens (NFTs) will launch on Meter mainnet tomorrow. Chee Finance has been running its testnet since January 19, 2022, with over 10,000 unique addresses interacting with the testnet. During the testnet period, the Chee Finance team …
May 21, 2022Online forumsComments Off on We maintain our call for the Igbo to leave Nigeria if… —Northern Elders Forum
The Northern Elders Forum (NEF) said on Friday it was standing by its old call for the South Eastern Igbo people to be allowed to leave Nigeria if that is what they want. The NEF has also asked Ohanaeze Ndigbo to channel his energy to contribute to the security of …
May 20, 2022Book salesComments Off on UK e-book sales fall to lowest since 2012
The UK’s love affair with e-books appears to be over. The country reported a sharp drop in e-book sales last year, which the bookseller quoted a Nielsen BookData report as saying is the lowest since 2012. 80 million e-books were downloaded in 2021 , which is a significant drop from …
May 20, 2022Paper stocksComments Off on The 4% spending rule no longer works thanks to inflation
David Chang | The Motley Fool Workers wish they had done these things when saving for retirement What do retirees miss most about their retirement savings plan? Buzz60, Buzz60 Bill Bengen first devised the 4% retirement rule in 1994. Since then, retirees have relied on this rule to help them …
May 20, 2022Online lendingComments Off on What You Need To Know About BNPL As Popularity Rises
The popularity of buy now, pay later (BNPL) continues to grow, particularly among young adults in the UK, with half of Gen Z now using this payment option whenever it is available, according to TransUnion . The latest research from the global information and insights company – one of the …
May 19, 2022Online forumsComments Off on What rules should Baton Rouge school staff follow on social media? The new policy raises questions. | Law courts
Superintendent Sito Narcisse is asking the East Baton Rouge Parish School Board to adopt a sweeping new policy tightly regulating what school employees can do on social media when it comes to interacting with students and discuss their work and the school district. The proposed policy, titled “Employee Use of …
May 18, 2022Book salesComments Off on Used book sales make a comeback from COVID
The Friends of the Library are happy to organize their annual used book sale again this year. The sale has been held on the last Saturday in May for almost 20 years. The Friends of the Fort Frances Public Library is a group of volunteers who support the library by …
May 18, 2022Paper stocksComments Off on These three actions show positive action in today’s trading!
The Indian stock market which had started the day on a positive note ended flat during Wednesday’s trading session!
National Fertilizers Ltd, Triveni Engineering and Industries Ltd and JK Paper …
May 17, 2022Online lendingComments Off on Australian banks enter tech arms race as rising rates squeeze profits
SYDNEY, May 18 (Reuters) – The 10-minute home loan – at the touch of a smartphone screen – is becoming the next frontier for Australia’s banking sector as rising interest rates quash a property boom fueled by the pandemic, eats into mortgage income and renews focus on cost-cutting technology. The …
May 17, 2022Online forumsComments Off on PIFS General Secretary hosts Solomon Islands ‘Tok Stori’ session
Hosted by Forum Secretary-General Henry Puna at the Forum Secretariat, the dialogue allowed Forum members to hear directly from the Solomon Islands government on the context of its security agreement with China. Pacific Forum Leaders and Foreign Ministers attended a unique ‘Tok Stori’ hybrid event in Suva. Last week’s event …
May 16, 2022Book salesComments Off on Michel Gondry’s new film “The Book of Solutions” on sale at Cannes – Deadline
EXCLUSIVE: Eternal sunshine of the spotless mind director Michel Gondry is preparing his next project which will be on sale on the Cannes market with the French seller Kinology. As previously revealed, in-demand French star Pierre Niney (Frantz) will lead the cast of the French-language comedy à la mode The …
May 16, 2022Online lendingComments Off on Please change definition of ‘fraud’, bankers urge RBI: Report
Indian banks will jointly move the Reserve Bank of India (RBI) demanding to change the definition of the word ‘fraud’ which crushes businesses, leads to legalities even after the amount is refunded and petrifies financiers, a news outlet reported on Monday.
According to Economic period report, all the CEOs …
May 15, 2022Online forumsComments Off on North Lake Tahoe Fire officials analyze available resources
INCLINE VILLAGE, Nev. — As fire departments prepare for the possibility of another major fire season, officials are assuring residents that there are enough resources available, especially water. Chief Ryan Sommers of the North Lake Tahoe Fire Protection District has taken a deep look at the resources and infrastructure around …
May 15, 2022Book salesComments Off on Summer Game Fest IMAX Theater Tickets On Sale Now
Geoff Keighley’s Summer Game Fest is coming to select IMAX theaters across North America next month. Following the cancellation of E3 2022, Geoff Keighley has stepped in to confirm that his now annual Summer Game Fest is making a return this year. The event was introduced in 2020 after the …
May 14, 2022Paper stocksComments Off on I started investing in stocks a year ago, so how am I doing?
Are you making the most of the tax breaks available on your superannuation contributions, provided you don’t mind not seeing that money again until you’re in your 60s? I have the confidence to invest because I know I have budgeted for all the big bills and regular expenses in my …
May 14, 2022Online lendingComments Off on Contrast Bit Digital (NASDAQ:BTBT) and 9F (NASDAQ:JFU)
Digital Bit (NASDAQ: BTBT – Get a rating) and 9F (NASDAQ: JFU – Get a rating) are both small-cap business services companies, but which is the better company? We will compare the two companies based on their risk strength, analyst recommendations, earnings, institutional ownership, valuation, dividends and profitability. Risk and …
May 13, 2022Online forumsComments Off on Pandemic and Housing Highlight TB-Atikokan Election Forum
For the second time this week, the Conservative and New Blue Party candidates did not attend an all-candidates forum. THUNDER BAY — Ontario must learn from its lack of preparedness when the COVID-19 pandemic hit, say candidates vying for the Thunder Bay-Atikokan seat. It was one of many topics discussed …
May 12, 2022Paper stocksComments Off on International Paper (NYSE:IP) seems to be using debt quite wisely
David Iben said it well when he said: “Volatility is not a risk that interests us. What matters to us is to avoid the permanent loss of capital. So it may be obvious that you need to take debt into account when thinking about the risk of a given stock, …
May 12, 2022Online lendingComments Off on Do you feel the pinch of inflation? Reduce discretionary spending
If the EMI home loan is straining your budget, ask the lender to increase the term Topicsinflation | Home loans
Mary J (name changed on request), 44, resident of Mumbai, works for a private company specializing in import and export. Over the past few months, she says, inflation has …
May 11, 2022Online forumsComments Off on A historic event took place on May 7, 2022, the international online forum “Global Crisis. We are the people. We want to live.
WORLD CRISIS. WE ARE THE PEOPLE. WE WANT TO LIVE. Refugee crisis exposed Will the planet survive? The information expressed in the forum may shock even the most hardened skeptics. The facts presented leave no doubt as to their veracity. Each person must discover the truth expressed in the Forum. …
May 10, 2022Book salesComments Off on Apple stops iPod production after nearly 22 years
The iPod started with a modest goal: let’s create a music product that makes people want to buy more Macintosh computers. Within a few years, it would change consumer electronics and the music industry and lead Apple to become the most valuable company in the world. First arriving in October …
May 10, 2022Online lendingComments Off on MONET launches the world’s first financial platform for creators, powered by Weavr
MONET launches the world’s first financial platform for creators, powered by Weavr By Joy Dumasia Today Cash flow Digital loan Direct payments MONET announced the beta launch of its revenue-based lending platform with debit cards and Creator Business accounts dedicated to creators, providing a world-first infrastructure in its field. The …
May 9, 2022Book salesComments Off on Author Carlton Baker’s new book “Demanding the Sale: Demand Your Life” is motivational work offering insight and encouragement to aspiring sales professionals
Recent publication “Demanding the Sale: Demand Your Life” by the author of Page Publishing Carlton Baker is a slim but thought-provoking volume that leverages ten years of sales experience into an accessible self-help guide to personal and professional success. OAKLAND, Tenn., May 9, 2022 /PRNewswire-PRWeb/ — Carlton Bakera Florida native …
May 8, 2022Paper stocksComments Off on Turmeric farmers demonstrate outside residence of BJP MP Arvind
Posted: Posted Date – 1:53 PM, Sun – 8 May 22 Nizambad: Expressing their anger at BJP MP Arvind Dharmapuri for failing to convince the central government to establish a turmeric council in the district, turmeric growers dumped their stocks outside the MP’s residence here on Sunday. In March 2019, …
May 8, 2022Online lendingComments Off on Empower Your Mom With These Three Financial Gifts
Is there anything on this planet that compares to a mother’s love, care and commitment? This Mother’s Day, honor the spirit of your mother, your pillar of strength, and the iron lady in your family in the most empowering way possible. Forget the flowers, jewelry and cards on Mother’s Day …
May 6, 2022Online forumsComments Off on Eagle County begins charting the future of its fairgrounds
This will be the first comprehensive master plan the county has developed for the property since 2006.Eagle County Fairgrounds/Courtesy Photo On Tuesday, the Eagle County Board of Commissioners held a kick-off session for the development of a new master plan for the Eagle County Fairgrounds. Over the next five months, …
May 6, 2022Book salesComments Off on Rockport Public Library Announces Book Sale – Knox County VillageSoup
The Friends of Rockport Public Library will hold its first book sale of the year on Friday, May 20 from 9 a.m. to 5 p.m. and Saturday, May 21 from 8 a.m. to 3 p.m. at the Rockport Public Library, 1 Limerock St., Rockport. The sale will take place in …
May 6, 2022Paper stocksComments Off on ITC outperforms benchmark on strong earnings hopes; stock up to 2%
Shares of ITC traded up 2% to Rs 267.25 on BSE during Friday’s intraday trading in an otherwise weak market. This increase is explained by good earnings expectations thanks to the improvement in cigarette volumes and the announcement of a dividend. By comparison, at 10:22 a.m., the S&P …
May 5, 2022Online lendingComments Off on $13 billion Black Knight deal still needs approval from antitrust regulators
Intercontinental Exchange Inc.’s $13.1 billion deal to acquire mortgage software, data and analytics provider Black Knight is a long way off, Black Knight shareholders and antitrust regulators are not sure. not yet approved the merger. While Black Knight shareholders might try to wait for a better offer from ICE, the …
May 5, 2022Online forumsComments Off on Virtual Forum on Racial Inequality Coming in May
PORTSMOUTH, Va. (WAVY) — The Hampton Roads Community Foundation is hosting a virtual community forum on racial inequality. Click here to subscribe to email alerts for the latest WAVY news The virtual event, Racial Inequities in Law, will take place at 6 p.m. on May 24 and will feature two …
May 4, 2022Book salesComments Off on The FOL Spring Book Sale will take place on Mother’s Day weekend
The Friends of the Oak Ridge Public Library (FOL) will be holding their Spring 2022 Book Sale on Mother’s Day weekend in the library’s auditorium. Offering print and non-print titles covering a wide range of topics, as well as other topics of interest, the regular price for most titles will …
May 4, 2022Paper stocksComments Off on Cosmo Films skyrockets 10% on bonus issue plan
Shares of Cosmo Films soared 10% to Rs 2,044.75 on BSE in Wednesday’s intraday trading after the company announced the board meeting on Monday, May 9, 2022 to reflect on the show free shares. The board will also review the audited financial results for the quarter and year …
May 3, 2022Online lendingComments Off on Personal Loan For Salaried Employees – Forbes Advisor INDIA
Most, if not all, employees rely on their monthly salary to meet household expenses. The monthly salary happens to be the main and only source of income for the average Indian earner. In this case, the cash flow is almost fixed throughout the year for the employees except in the …
May 3, 2022Online forumsComments Off on Millie Bobby Brown talks about people who ‘criticize’ her body
Paul ZimmermanGetty Images stranger things Star Millie Bobby Brown has opened up about how she deals with body shaming, likening the comments she receives about her appearance to “cyberbullying”. Talk to Charm, the actor revealed the “things she didn’t ask for” when it comes to fame, highlighting how attention to …
May 3, 2022Book salesComments Off on Calgary book drive to help sexually exploited women
Breadcrumb Links News Local News RESET Society of Calgary’s Annual Used Book Sale Kicks Off May 11 at Crossroads Market FILE PHOTO: Hundreds of thousands of books on display at the 17th annual book sale in support of the RESET Society on Wednesday, May 1, 2019. Brendan Miller/Postmedia Content of …
May 2, 2022Online lendingComments Off on Hampton Co. Funeral Home Manager Says Alex Murdaugh’s Loan Has Been Repaid
Richard “Alex” Murdaugh financed the purchase of a funeral home in Brunswick, Georgia, in 2020, according to new legal documents implicating the suspended South Carolina lawyer accused in a series of financial crimes and civil lawsuits , but the buyer says the transaction was a friendly loan that has been …
May 1, 2022Book salesComments Off on Review: “After Steve: How Apple Became a Trillion Dollar Company and Lost Its Soul”, by Tripp Mickle
Mickle constructs a dense, granular mosaic of the company’s trials and triumphs, showing us how Apple, building on Ive’s successes in the 2000s, became Cook’s company in the 2010s. Ive, long knighted, becomes increasingly enthralled with opportunities outside of Apple — a museum exhibit, a charity auction, an immersive Christmas …
April 30, 2022Online lendingComments Off on 360 crore loan to government to improve efficiency of government employees – INDIA – GENERAL
WASHINGTON: The World Bank has approved a loan of around Rs 360 crore to support the central government’s “Mission Karmayogi” in improving the efficiency of government employees in the country. The World Bank announced this in a press release. It is reported that more than 18 million government workers are …
April 30, 2022Online forumsComments Off on You can now ask Google to remove your phone number, email address or address from search results – Krebs on Security
Google said this week that it was expanding the types of data people can request to remove from search results, to include personal contact information such as your phone number, email address or physical address. The move comes just months after Google rolled out a new policy allowing people under …
April 29, 2022Book salesComments Off on Book sale returns to Camden Library’s Blue Door Book Shed – Knox County VillageSoup
CAMDEN – For the first time since the start of the pandemic, Camden Public Library will hold a book sale in its Blue Door Book Shed. The sale will take place from Friday May 13 to Sunday May 15 from 9 a.m. to 5 p.m. during the ‘Camden is Blooming’ …
April 29, 2022Paper stocksComments Off on Radhakishan Damani has increased his stake in these two stocks of sins; should you follow?
Tobacco and alcohol consumption are both harmful to health. For well-known investor and D-Mart promoter Radhakishan Damani, the space appears to be an opportunity to create wealth. The latest shareholding data showed that the market maven and its investment arms further increased its stake in two sinful stocks, including VST …
April 29, 2022Online lendingComments Off on RCBC Participates in PHL’s First ETF Deal
ACEN’s management team led by President Fernando Zobel de Ayala, President and CEO Eric Francia, CFO Maria Corazon Dizon, SLTEC CEO Miguel de Jesus and President and CEO of SLTEC operating Miguel Angelo Fernandez are joined by RCBC Capital Corp. President and CEO. Jose Luis Gomez, Rhoda Huang, president of …
April 28, 2022Online forumsComments Off on UK digital watchdogs take a closer look at algorithms as plans are set for the year ahead
The Digital Regulatory Cooperation Forum calls for opinions on the benefits and risks of how sites and apps use algorithms Also seeks feedback on audit algorithms, the current landscape and the role of regulators Defined work plan for the coming year, including child online protection This “algorithmic processing” is common …
April 27, 2022Book salesComments Off on Ineos order books open next month
INEOS Automotive has announced details of its outlets in Australia and New Zealand. The 32 locations – mostly located in rural and regional areas – are part of the brand’s growing network across the region – and are the first of 160 locations to be confirmed in markets around the …
April 27, 2022Paper stocksComments Off on Tesla stock must drop 18% before Musk must add Twitter guarantee
Elon Musk’s $44 billion deal to acquire Twitter hinges on Tesla’s stock price being stable. Musk has put up Tesla shares as collateral and is committing an additional $21 billion of his own money to the deal. Here’s how much Tesla stock needs to drop before Musk has to add …
April 27, 2022Online lendingComments Off on Frauds to watch out for if you shop online
We hear about many types of fraud that use new technologies to trick customers. To raise public awareness, the Reserve Bank has published a pamphlet called “BE(A)WARE” which details the common methods employed by fraudsters and the steps to be taken when carrying out various financial transactions. According to RBI …
April 26, 2022Online forumsComments Off on Testing factories offer incentives to cheating students, experts warn | Students
Students are enticed into cheating in college by commercial tryouts offering buy-one-free offers, loyalty programs and consumer-style cashback offers, a conference has said. Experts have warned of a growing “normalization” of cheating in higher education, with the shift to online assessment that began during the pandemic making it easier and …
April 26, 2022Book salesComments Off on Rare proof sheets from the first Harry Potter book set to sell for £20,000 | Books
A preprint version of JK Rowling’s first Harry Potter book is set to fetch at least £20,000 at auction this week. The galley proof (a publishing term for the printed version of a book before its final proofreading) is the only known copy of this type. A first edition of …
April 25, 2022Paper stocksComments Off on Exogenous shocks, industrial policy and the American semiconductor industry
Baldwin and Freeman (2022) observed that the past two years have been filled with exogenous shocks. They noted that researchers could use high-frequency data to study how these shocks affect global supply chains. The impact of the war in Ukraine on the American semiconductor industry One such shock occurred on …
April 25, 2022Online lendingComments Off on Coca-Cola gets much-needed drive-thru boost
Life for most consumers is very different today than it was in April 2020, but many businesses are still feeling the impact of the pandemic on sales. Coca-Cola, for its part, has yet to see its bar and restaurant operations return to pre-outbreak levels. Coca-Cola Chairman and CEO James Quincey …